Garmin Daily Selfie, presented by Garmin

Terms & Conditions Governing the Garmin Daily Selfie, presented by Garmin Contest (the “Contest”).

1. These are the Terms and Conditions of the Contest organised by Oversea-Chinese Banking Corporation Limited (“we”, “us”, “our” or “OCBC Bank”). The act of the participants making a submission in this Contest by posting their selfies in the comments section of our “Garmin Daily Selfie, presented by Garmin Contest” Facebook post (the “Contest Post”) (each a “Submission”) constitutes acceptance of these Terms and Conditions.

Eligibility and Contest Period

2. The Contest takes place from 1 November – 15 November 2020 (dates inclusive) (the “Contest Period”) on the following basis:
   1. A daily winner (“Daily Winner”) will be selected for each day of the Contest Period (i.e. 1 November to 15 November) (both dates inclusive) from all the Submissions received between 12:00PM to 23:59PM of the relevant day (the “Daily Submission Period”).
   2. Three (3) overall winners (the “Overall Winners”) will be selected from among the 15 Daily Winners.
   3. Submissions received outside of the Contest Period and the Daily Submission Period will not be eligible for this Contest.
3. You will be eligible to participate in the Contest if you meet the following criteria (each an “Eligible Participant”):
   1. you have a valid and public Facebook account and upload your Submission via your relevant Facebook account;
   2. you are a participant in OCBC Cycle 2020 Virtual Ride;
   3. you are a follower of OCBC Bank’s Facebook account (https://www.facebook.com/OCBC.Singapore/)
   4. you are a follower of OCBC Bank’s OCBC Cycle Facebook account (https://www.facebook.com/ocbccycle)
   5. you are a citizen/permanent resident/resident of Singapore;

Contest Rules

4. All Submissions must contain a selfie of the participant and a comment from the Eligible Participant on the selfie. The selfie must be taken when the Eligible Participant is stationary. Please observe all relevant road and traffic regulations, and ensure that your own safety, and that of others, before you take the selfie.For avoidance of doubt, the selfie should not be that of the person cycling or the bike in motion (it’s dangerous and against the law to use a phone while cycling). It should be a selfie showing the person AND his/her bike.
5. Eligible Participants are required to remain eligible (in accordance with the eligibility requirements set out in these terms and conditions) and to keep their Submissions on the Contest Post live until the selection of the winners is completed two days after the contest ends.
6. Each Eligible Participant can submit multiple Submissions. However, Submissions with repeated and/or plagiarised content and/or ideas/captions will be deemed invalid. OCBC Bank shall be entitled to deem at its sole and absolute discretion whether any Submission is invalid or not.
7. Any Submission made, posted or submitted after the relevant Daily Submission Period and/or the Contest Period has ended will not be entertained.
8. The winners will be selected at OCBC Bank’s sole and absolute discretion.

Submission Restrictions and Ownership of Submissions

9. All Submissions posted shall become the sole and exclusive property of OCBC Bank. OCBC Bank shall own and have the sole and exclusive right to use, copy, distribute, translate, modify, display and prepare derivative works of any Submission, as well as the right to authorize uses of any Submission by any other party. OCBC Bank shall have the right to obtain and to hold in its own name, copyrights, registrations or other such protection as may be appropriate, and any extensions and renewals thereof. Participants shall, if requested by OCBC Bank, assign all intellectual property rights to OCBC Bank on OCBC Bank’s terms, and shall take such steps as may be reasonably required by OCBC Bank to perfect such assignment, including without limitation executing such documents as may be reasonably required by OCBC Bank and/or to do all such things necessary to perfect and effect the assignment, and any cost incurred thereof shall be borne by the participant.
10. OCBC Bank will not be held liable for any copying, re-posting, reproduction, publication and/or use of the Submissions, and/or any of the contents therein, whether by OCBC Bank or any third party.
11. All Submission submitted must NOT contain material which is (or promotes activities which are) sexually explicit, obscene, pornographic, violent (e.g., relating to murder, the sales or use of weapons, cruelty, abuse, etc.), discriminatory (based on race, sex, religion, natural origin, physical disability, sexual orientation or age), illegal (e.g. underage drinking, substance abuse, computer hacking, etc.), offensive, threatening, profane, or harassing or which is otherwise inappropriate, at the sole discretion of OCBC Bank. OCBC Bank shall have the right to disqualify and remove such Submissions at its sole discretion without informing the participant.

Prize Details

12. OCBC Bank will, at its sole and absolute discretion, select:
    1. One (1) Daily Winner on each day of the Contest Period (total of 15 Daily Winners); and
    2. Three (3) Overall Winners from among the 15 Daily Winners.
13. Each Daily Winner will win a $100 Garmin vouchers. Additionally, the Overall Winners will win prizes in accordance with the following:
    1. 1^st prize – Garmin Edge 1030 (RRP: S$899)
    2. 2^nd/3^rd prize: Garmin Forerunner 45 (RRP: S$299)
14. The winners will be notified via Facebook direct message. All winners must provide OCBC Bank (via Facebook direct message) with the following information:
    1. Full name;
    2. Email address;
    3. Address; and
    4. Phone number
15. Information provided to OCBC Bank will be collected and used solely for the purpose of eligibility verification and prize fulfilment by OCBC Bank.
16. The prizes will be delivered to the winners via post a week after the contest ends.
17. In the event that a winner is subsequently disqualified, or fails to accept his or her prize, OCBC Bank reserves the right to select reserve winner(s) to replace that winner.
18. All prizes are non-transferrable, non-assignable, non-exchangeable, and not saleable for cash, credits or kind. OCBC Bank shall have the right to replace or substitute the prizes with an item of similar value.
19. Only Eligible Participants qualify for a chance to win a prize.

General

20. The eligibility of any winner to receive the prizes shall be determined at the absolute discretion of OCBC Bank.
21. OCBC Bank may without notice or liability to any party:
    1. cancel or postpone this Contest;
    2. vary these terms & conditions; or
    3. substitute, withdraw or cancel any prize without disclosing any reason and without any payment or compensation whatsoever.
22. The following will result in the disqualification of Submissions and may result, if discovered after the award of the prize, in the revoking of the prize. Participants agree that the list below is not exhaustive, and that OCBC Bank has sole and absolute discretion to determine whether a Submission should be disqualified.
    1. The Submission is received after the Contest Period;
    2. The Submission fails to comply with the entry procedure determined by OCBC Bank;
    3. The Submission has previously won an award in another competition;
    4. The Submission is the same as or is similar to that already published at any source that may be known to OCBC Bank;
    5. The Submission infringes on copyright, industrial property right, intellectual property right or other rights of any other photographs, artworks, statements and/or ideas;
    6. The Submission is banned from exhibition or publication;
    7. Any of these Terms and Conditions are breached or disregarded;
    8. The Submission does not meet any of the criteria of this Contest;
    9. The Submission contains invalid, incorrect, inaccurate or incomplete information;
    10. An attempt is made to subvert the letter and/or spirit of the rules of this Contest;
    11. The participant is found to be tampering with the entry process or the operation of this Contest or is seen to be acting in an unsportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person; or
    12. The Submission contains obscene, racist, unethical, dangerous, violent, politically motivated, sexual inference or legally objectionable material, or material that may infringe upon any person’s personal or property rights.
23. In opening a Facebook account and using any services, products or features of the same for the purposes of this Contest, each participant is fully liable and responsible for complying with all terms and conditions as may be imposed by Facebook for the Facebook account and its usage, and OCBC Bank shall not be liable in any way whatsoever for such Facebook account and its usage.
24. By participating in the Contest, you agree and consent to OCBC Bank collecting and disclosing your Submissions and personal particulars to relevant third parties, for the sole purpose of organising and administering the Contest.
25. Acceptance of the prize constitutes permission for OCBC Bank and any third parties involved in the organisation and administration of the Contest, their advertising and promotional agencies, and other third parties authorised by them, to use the winner’s name, likeness and/or Submissions for advertising and promotional purposes without additional compensation unless prohibited by law.
26. OCBC Bank reserves the right to claw-back and reclaim from any participant any prize, or the equivalent value of the prize, if that participant is subsequently disqualified or discovered to be ineligible to participate in the Contest or to receive the prize. OCBC Bank reserves the right to (i) forfeit or withdraw any prize at any time; or (ii) (where the prize has been redeemed) claw-back the prize or request the relevant participant to repay to or compensate OCBC Bank the value of the prize at any time, and OCBC Bank shall have the right to debit the value of the prize plus any goods and services tax or such other amount as it deems fit from any account(s) that the Eligible Participant holds with OCBC Bank. No person shall be entitled to any payment or compensation from OCBC Bank should any prize be forfeited or withdrawn, if any prize is reclaimed by OCBC Bank, or if a participant is asked to repay to or compensate OCBC Bank the value of any prize for whatsoever reasons.
27. OCBC Bank’s decisions on all matters relating to the Contest shall be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC Bank. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the Contest, these Terms and Conditions shall prevail.
28. By participating in this Contest, all participants agree to release and hold harmless OCBC Bank from any and all liability whatsoever for any injuries, losses or damages of any kind to any person or property arising from or in connection, either directly or indirectly, with the following:
    1. the awarding, acceptance, receipt, possession, use or misuse of any of the prizes or parts thereof awarded pursuant to this Contest; or
    2. the participation in this Contest, or any prize -related activities including without limitation, any error in computing any breakdown, or malfunction of any computer system or equipment, or any notice which is misdirected or lost in the post or in transmission.
29. OCBC Bank shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of any prize, the Contest or any product and/or service relating to any prize or the Contest. Notwithstanding anything herein, OCBC Bank shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with any prize or the Contest, and/or the use of any product and/or service relating to any prize or the Contest, by any person.
30. OCBC Bank shall not be responsible for any loss or damage to any person in connection with the Contest howsoever arising, including any error in computing chances, any breakdown or malfunction in any computer system or equipment, or any notice which is misdirected or lost in the post or in transmission.
31. These Terms and Conditions shall be governed by the laws of Singapore and each participant in the Contest irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.

Makan Spots, presented by Herschel Supply Co.

Terms & Conditions Governing the Herschel post-ride makan spot, presented by Herschel Contest (the “Contest”)

1. CONTEST: Makan Spots, presented by Herschel Supply Co. Love the sweet, sweet taste of a well-deserved post-ride meal? Share your go-to makan spot and why you love it in the comments — and you might just be one of our 10 lucky winners to win a Herschel raincoat! #LetsGoCycle, let’s go makan! #OCBCCycleThis contest runs from 4 — 17 November 2020. T&Cs apply.
2. These are the Terms and Conditions of the Contest organised by Oversea-Chinese Banking Corporation Limited (“we”, “us”, “our” or “OCBC Bank”). The act of the participants making a submission in this Contest by posting their [selfies] in the comments section of our “Herschel post-ride makan spot, presented by Herschel Contest” Facebook post (“Contest Post”)] (each a “Submission”) constitutes acceptance of these Terms and Conditions.
3. This is a social media contest on Facebook that can be found here: https://www.facebook.com/744110472313821/posts/3593780847346755/

Eligibility and Contest Period

4. The Contest Periods are as follows:
   1. The Contest will commence on 4 November 2020, 2:00PM, upon the posting of the Contest Post, and ends on 17 November 2020, 23:59PM.
5. You will be eligible to participate in the Contest if you meet the following criteria (each an “Eligible Participant”):
   1. you have a valid and public Facebook account and upload your Submission via your relevant Facebook account;
   2. you are a participant in OCBC Cycle 2020 Virtual Ride;
   3. you are a follower of OCBC Bank’s Facebook account (https://www.facebook.com/OCBC.Singapore/)
   4. you are a follower of OCBC Bank’s OCBC Cycle Facebook account (https://www.facebook.com/ocbccycle)
   5. you are a citizen/permanent resident/resident of Singapore;

Contest Rules

6. All submissions must contain a picture and a comment from the Eligible Participant on the image. The selfie must be taken when the Eligible Participant is stationary. Please observe all relevant road and traffic regulations, and ensure that your own safety, and that of others, before you take the selfie/picture. For avoidance of doubt, the selfie should not be that of the person cycling or the bike in motion (it’s dangerous and against the law to use a phone while cycling). It should be a selfie showing the person AND his/her bike.
7. Eligible Participants are required to remain eligible (in accordance with the eligibility requirements set out in these terms and conditions) and to keep their Submissions [on the Contest Post] live until the selection of the winners is completed two days after the contest ends.
8. Each Eligible Participant can submit multiple Submissions. However, Submissions with repeated and/or plagiarised content and/or ideas/captions will be deemed invalid. OCBC Bank shall be entitled to deem at its sole and absolute discretion whether any Submission is invalid or not.
9. Any Submission made, posted or submitted after the Contest Period has ended will not be entertained.
10. The winners will be selected at OCBC Bank’s sole and absolute discretion.

Submission Restrictions and Ownership of Submissions

11. All Submissions posted shall become the sole and exclusive property of OCBC Bank. OCBC Bank shall own and have the sole and exclusive right to use, copy, distribute, translate, modify, display and prepare derivative works of any Submission, as well as the right to authorize uses of any Submission by any other party. OCBC Bank shall have the right to obtain and to hold in its own name, copyrights, registrations or other such protection as may be appropriate, and any extensions and renewals thereof. Participants shall, if requested by OCBC Bank, assign all intellectual property rights to OCBC Bank on OCBC Bank’s terms, and shall take such steps as may be reasonably required by OCBC Bank to perfect such assignment, including without limitation executing such documents as may be reasonably required by OCBC Bank and/or to do all such things necessary to perfect and effect the assignment, and any cost incurred thereof shall be borne by the participant.
12. OCBC Bank will not be held liable for any copying, re-posting, reproduction, publication and/or use of the Submissions, and/or any of the contents therein, whether by OCBC Bank or any third party.
13. All Submission submitted must NOT contain material which is (or promotes activities which are) sexually explicit, obscene, pornographic, violent (e.g., relating to murder, the sales or use of weapons, cruelty, abuse, etc.), discriminatory (based on race, sex, religion, natural origin, physical disability, sexual orientation or age), illegal (e.g. underage drinking, substance abuse, computer hacking, etc.), offensive, threatening, profane, or harassing or which is otherwise inappropriate, at the sole discretion of OCBC Bank. OCBC Bank shall have the right to disqualify and remove such Submissions at its sole discretion without informing the participant.

Prize Details

14. OCBC Bank will, at its sole and absolute discretion, select 10 winners at the end of the Contest Period.
15. Each winner of the individual contests will win a Herschel raincoat (worth between $139.90 to $179.90) (the “Prize”).
16. The winners will be notified via Facebook direct message. All winners must provide OCBC Bank (via Facebook direct message) with the following information:
    1. Full name;
    2. Email address;
    3. Address; and
    4. Phone number
17. Information provided to OCBC Bank will be collected and used solely for the purpose of eligibility verification and Prize fulfilment by OCBC Bank.
18. The Prize will be delivered to the winners via post a week after the contest ends.
19. In the event that a winner is subsequently disqualified, or fails to accept his or her Prize, OCBC Bank reserves the right to select reserve winner(s) to replace that winner.
20. All Prizes are non-transferrable, non-assignable, non-exchangeable, and not saleable for cash, credits or kind. OCBC Bank shall have the right to replace or substitute the Prizes with an item of similar value.
21. Only Eligible Participants qualify for a chance to win the Prize.

General

22. The eligibility of any winner to receive the Prize shall be determined at the absolute discretion of OCBC Bank.
23. OCBC Bank may without notice or liability to any party:
    1. cancel or postpone this Contest;
    2. vary these terms & conditions; or
    3. substitute, withdraw or cancel any prize without disclosing any reason and without any payment or compensation whatsoever.
24. The following will result in the disqualification of Submissions and may result, if discovered after the award of the Prize, in the revoking of the Prize. Participants agree that the list below is not exhaustive, and that OCBC Bank has sole and absolute discretion to determine whether a Submission should be disqualified.
    1. The Submission is received after the Contest Period;
    2. The Submission fails to comply with the entry procedure determined by OCBC Bank;
    3. The Submission has previously won an award in another competition;
    4. The Submission is the same as or is similar to that already published at any source that may be known to OCBC Bank;
    5. The Submission infringes on copyright, industrial property right, intellectual property right or other rights of any other photographs, artworks, statements and/or ideas;
    6. The Submission is banned from exhibition or publication;
    7. Any of these Terms and Conditions are breached or disregarded;
    8. The Submission does not meet any of the criteria of this Contest;
    9. The Submission contains invalid, incorrect, inaccurate or incomplete information;
    10. An attempt is made to subvert the letter and/or spirit of the rules of this Contest;
    11. The participant is found to be tampering with the entry process or the operation of this Contest or is seen to be acting in an unsportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person; or
    12. The Submission contains obscene, racist, unethical, dangerous, violent, politically motivated, sexual inference or legally objectionable material, or material that may infringe upon any person’s personal or property rights.
25. In opening a Facebook account and using any services, products or features of the same for the purposes of this Contest, each participant is fully liable and responsible for complying with all terms and conditions as may be imposed by Facebook for the Facebook account and its usage, and OCBC Bank shall not be liable in any way whatsoever for such Facebook account and its usage.
26. By participating in the Contest, you agree and consent to OCBC Bank collecting and disclosing your Submissions and personal particulars to relevant third parties, for the sole purpose of organising and administering the Contest.
27. Acceptance of the Prize constitutes permission for OCBC Bank and any third parties involved in the organisation and administration of the Contest, their advertising and promotional agencies, and other third parties authorised by them, to use the winner’s name, likeness and/or Submissions for advertising and promotional purposes without additional compensation unless prohibited by law.
28. OCBC Bank reserves the right to claw-back and reclaim from any participant any Prize, or the equivalent value of the Prize, if that participant is subsequently disqualified or discovered to be ineligible to participate in the Contest or to receive the Prize. OCBC Bank reserves the right to (i) forfeit or withdraw any Prize at any time; or (ii) (where the Prize has been redeemed) claw-back the Prize or request the relevant participant to repay to or compensate OCBC Bank the value of the Prize at any time, and OCBC Bank shall have the right to debit the value of the Prize plus any goods and services tax or such other amount as it deems fit from any account(s) that the Eligible Participant holds with OCBC Bank. No person shall be entitled to any payment or compensation from OCBC Bank should any Prize be forfeited or withdrawn, if any Prize is reclaimed by OCBC Bank, or if a participant is asked to repay to or compensate OCBC Bank the value of any Prize for whatsoever reasons.
29. OCBC Bank’s decisions on all matters relating to the Contest shall be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC Bank. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the Contest, these Terms and Conditions shall prevail.
30. By participating in this Contest, all participants agree to release and hold harmless OCBC Bank from any and all liability whatsoever for any injuries, losses or damages of any kind to any person or property arising from or in connection, either directly or indirectly, with the following:
    1. the awarding, acceptance, receipt, possession, use or misuse of any of the prizes or parts thereof awarded pursuant to this Contest; or
    2. the participation in this Contest, or any Prize-related activities including without limitation, any error in computing any breakdown, or malfunction of any computer system or equipment, or any notice which is misdirected or lost in the post or in transmission.
31. OCBC Bank shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of any Prize, the Contest or any product and/or service relating to any Prize or the Contest. Notwithstanding anything herein, OCBC Bank shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with any Prize or the Contest, and/or the use of any product and/or service relating to any Prize or the Contest, by any person.
32. OCBC Bank shall not be responsible for any loss or damage to any person in connection with the Contest howsoever arising, including any error in computing chances, any breakdown or malfunction in any computer system or equipment, or any notice which is misdirected or lost in the post or in transmission.
33. These Terms and Conditions shall be governed by the laws of Singapore and each participant in the Contest irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.

OCBC Cycle 2020 Virtual Ride – Post Event Survey Lucky Draw

Terms & Conditions for Post Event Survey Lucky Draw

Prizes:

1. Garmin FR45 worth $299 (2 winners)
2. Aleoca Bicycle Trainer (26” – 28”) worth $150 (10 winners)
3. Timbuk2 Zip Kit worth $89 (7 winners)
4. Timbuk2 Layover Zip Wallet worth $89 (15 winners)
5. Aleoca Helmet worth $50 (10 winners)
6. Hydro Flask 12oz Wide Mouth with Flex Cap Bottle worth $46.90 (25 winners)

Terms & Conditions

1. OCBC Cycle 2020 Virtual Ride (“Event”) is owned by OCBC Bank (“Event Owner”) who is also the Title Sponsor and organised by PICH Event Management (“Event Organiser”). This “post-Event Survey” lucky draw (the “Lucky Draw”) is organised by the Event Owner.
2. To qualify for the Lucky Draw, you have to be a registered participant of OCBC Cycle 2020 Virtual Ride (or parent of the Mighty Savers® Kids VR participant) and have completed the Post Event Survey by 1 December 2020.
3. The Lucky Draw will be held on 3 December 2020.
4. The Lucky Draw will be held by the Event Organiser at MEGA @ Woodlands, 39 Woodlands Close, #05-65, Singapore 737856.
5. All winners will be notified by email or phone, as per the email addresses or contact numbers provided in the Event registration forms.
6. The Event Owner shall have the final say regarding the lucky draw results. The Event Owner’s decisions on all matters relating to the Lucky Draw shall be final and binding on all participants. No correspondence or appeal shall be entertained by the Event Owner. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the Lucky Draw, these terms and conditions shall prevail.
7. All prizes are non-transferrable, non-assignable, non-exchangeable, and not saleable for cash, credits or kind. The Event Owner shall have the right to replace or substitute the prizes with an item of similar value.
8. All prizes that remain unclaimed, for whatever reason, one month after the date of notification may be donated to a charity chosen at the sole discretion of the Event Owner.
9. Employees of the Event Owner and the Event Organiser are not eligible to participate in this Lucky Draw.
10. The Event Owner reserves the right to use any photograph, motion picture, image, recording or other record (collectively, “Records”) of the Event and/or the Lucky Draw and its participants for any commercial advertising and/or other promotional purposes linked with the Event or future events. By participating in the Lucky Draw, you agree and consent to the Event Owner and any third parties involved in the organisation and administration of the Lucky Draw, their advertising and promotional agencies, and other third parties authorised by them, to use the participants’ name, likeness and/or Records for advertising and promotional purposes without additional compensation unless prohibited by law.
11. OCBC Bank reserves the right to terminate, postpone or suspend the Lucky Draw and/or add to, delete, change or vary these terms and conditions at any time or from time to time without notice.
12. The Event Owner reserves the right to claw-back and reclaim from any participant any prize, or the equivalent value of the prize, if that participant is subsequently disqualified or discovered to be ineligible to participate in the Lucky Draw or to receive the Prize. The Event Owner reserves the right to (i) forfeit or withdraw any prize at any time; or (ii) (where the prize has been redeemed) claw-back the prize or request the relevant participant to repay to or compensate the Event Owner the value of the prize at any time, and the Event Owner shall have the right to debit the value of the prize plus any goods and services tax or such other amount as it deems fit from any account(s) that the participant holds with the Event Owner. No person shall be entitled to any payment or compensation from the Event Owner should any prize be forfeited or withdrawn, if any prize is reclaimed by the Event Owner, or if a participant is asked to repay to or compensate the Event Owner the value of any prize for whatsoever reasons.
13. The eligibility of any person to participate in the Lucky Draw shall be determined at the absolute discretion of the Event Owner.
14. By participating in this Lucky Draw, all participants agree to release and hold harmless the Event Owner from any and all liability whatsoever for any injuries, losses or damages of any kind to any person or property arising from or in connection, either directly or indirectly, with the following:
    1. the awarding, acceptance, receipt, possession, use or misuse of any of the prizes or parts thereof awarded pursuant to this Lucky Draw; or
    2. the participation in this Lucky Draw, or any prize-related activities including without limitation, any error in computing any breakdown, or malfunction of any computer system or equipment, or any notice which is misdirected or lost in the post or in transmission.
15. The Event Owner shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of any prize, the Lucky Draw or any product and/or service relating to any prize or the Lucky Draw. Notwithstanding anything herein, the Event Owner shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with any prize or the Lucky Draw, and/or the use of any product and/or service relating to any prize or the Lucky Draw, by any person.
16. The Event Owner shall not be responsible for any loss or damage to any person in connection with the Lucky Draw howsoever arising, including any error in computing chances, any breakdown or malfunction in any computer system or equipment, or any notice which is misdirected or lost in the post or in transmission.
17. These terms and conditions shall be governed by the laws of Singapore and the participants in the Lucky Draw irrevocably submit to the exclusive jurisdiction of the courts of Singapore. A person who is not a participant of the lucky draw by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.